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Nikhil KamathNikhil Kamath

Ep #9 | WTF is Venture Capital? Ft. Nikhil, Nithin, Rajan A., Prashanth P. & Karthik R.

In this episode, we bring marquee investors, the OGs of the venture world. Learn what venture capital is, what works and what doesn't, and their learnings from many decades of funding the startup ecosystem in India. I am sure it will be as insightful as an entire college semester for many. So do feel free to grab your notepad to soak up all the knowledge. This is, by far, the most in-depth episode we have done and this will give you insights not only into funding but also into the ongoing macro view of the world of business, investments, and finance in general. #NikhilKamath: Co-founder of Zerodha, True Beacon and Gruhas Follow Nikhil here: Twitter https://x.com/nikhilkamathcio/ Instagram https://www.instagram.com/nikhilkamathcio/ Facebook https://www.facebook.com/nikhilkamathcio/ Linkedin https://www.linkedin.com/in/nikhilkamathcio/ Koo https://www.kooapp.com/profile/Nikhilkamath #NithinKamath: Founder & CEO of Zerodha Follow Nithin here: Twitter https://x.com/Nithin0dha Instagram https://www.instagram.com/nithinkamath Facebook https://www.facebook.com/nithin.kamath Linkedin https://www.linkedin.com/in/nithin-kamath-81136242 Blog https://nithinkamath.me #KarthikReddy: Co-Founder and Partner of Blume Ventures Follow Karthik here: Twitter https://x.com/bkartred?s=21 Linkedin https://in.linkedin.com/in/karthikreddyb #RajanAnandan: Managing Director of PeakXV Partners Follow Rajan here: Twitter https://x.com/rajananandan?s=21 Instagram https://instagram.com/rajan_anandan Facebook https://m.facebook.com/rajan.anandan.3/ Linkedin https://www.linkedin.com/in/rajan-anandan-2481b814 #PrashanthPrakash: Founding Partner of Accel Partners Follow Prashanth here: Twitter https://x.com/prashanthp?s=21 Facebook https://www.facebook.com/prashanth.prakash LinkedIn https://www.linkedin.com/in/prakashprashanth TIMESTAMPS 00:00 - Intro 02:09 - Nithin discusses the Rainmatter Fund 03:44 - Karthik’s Accidental VC Story 09:46 - Karthik's Double MBA Adventure 11:31 - Rajan recalls death-defying experience 15:05 - Rajan's Father: The Real-Life Adventurer 16:14 - Are Success & Trauma correlated? 19:04 - How Rajan ventured into VC World 20:41 - The Dynamic life of Prashant 24:03 - Prashanth’s Leap into the VC Career 28:28 - Rajan's Angel Investing Hacks 30:36 - VC Returns Revealed 32:16 - Hunt for Limited Partners (LPs) 33:27 - Indian Startup Scandals & FTX 35:33 - Peek into the LP's Vision 37:48 - The Tax Arbitrage Angle 38:44 - Angel Investing Unraveled 45:27 - Decoding Venture Capital 46:36 - AIF & its categories 52:14 - Dry Powder in Detail 53:04 - Breakdown of LPs 53:58 - Fund Cycle & Incentives 56:08 - Demystifying Private Equity 59:30 - Market size for Consumption discussed 01:03:20 - The Online vs. Offline Conundrum 01:08:04 - Platforms & Marketplaces 01:13:17 - Import Laws, PLI & Patriotism 01:21:00 - Digitsed Indian Supply Chains 01:24:07 - Role of VCs in the Economy 01:26:02 - Indian Tech Supremacy 01:27:38 - Industry Picks, Trends & Next Unicorn 01:35:23 - Picks for Disruptive Sectors 01:45:46 - The X-Factor in Successful Founders 01:52:18 - Is Hard Work Overrated? Let's Debate! 02:00:04 - Clash of Co-Founders 02:01:00 - Red Flags in Founders 02:03:33 - Unraveling the Trends in Startup Funding 02:04:45 - Public vs. Private Markets: High Return Opportunity 02:05:05 - LLP, Partnerships & Pvt. Ltd. Explained 02:06:04 - Tenure & Fees in the VC Universe 02:08:03 - SPACS Explained 02:08:49 - India vs. USA: The Battle of Fund Performance 02:09:20 - Secrets of IPOs & OFS 02:13:46 - Are the VCs sector restricted? 02:14:48 - Variables in the VC World 02:16:47 - Jobs in VC World 02:18:19 - Capitalism, Wealth Inequality & Gen-Z 02:24:00 - Third Edition: Vote for a Charity & create a change! 02:28:58 - Enjoy Some Bloopers 02:29:28 - Outro #Nikhilkamath #Podcast #WTFiswithNikhilKamath #WTFisVentureCapital #VentureCapital #PrivateEquity #AngelInvesting #Funding #Finance #Investments #StockMarkets #IPO

Nikhil KamathhostNithin KamathguestKarthik ReddyguestPrashanth PrakashguestRajan Anandanguest
Sep 1, 20232h 29mWatch on YouTube ↗

At a glance

WHAT IT’S REALLY ABOUT

Demystifying venture capital: how funds work, returns, and founder fit

  1. Nikhil and Nithin Kamath host a “friends’ conversation” with leading Indian investors (Accel’s Prashanth Prakash, Peak XV’s Rajan Anandan, Blume’s Karthik Reddy) to clarify what venture capital is and how it differs from angel investing and private equity.
  2. They break down fund structure (AIF categories, 10–12 year fund life, 2% management fee, 20% carry, dry powder, LP expectations of ~20%+ net dollar IRR) and why VC is a power-law business where a few winners drive most returns.
  3. The group debates current vs long-term sector “trends,” concluding founders shouldn’t chase what’s hot; instead they should build from unique insight, founder-market fit, and conviction about a 10-year opportunity—while still acknowledging capital-market realities.
  4. They explore India-specific business building: omni-channel consumer brands (online discovery + offline scale), export opportunities (“build for the world”), manufacturing tailwinds (PLI, supply-chain digitization), and the importance of governance, pricing discipline, and IPO/OFS integrity.
  5. The episode ends with a charity commitment segment, collectively pledging significant donations to climate and child/education-focused nonprofits.

IDEAS WORTH REMEMBERING

5 ideas

VC is institutional, long-duration risk capital with strict return expectations.

Funds are typically 10 years (+ extensions), charge ~2% management fee and ~20% carry, and need to target ~20%+ net dollar IRR for global LPs—especially after currency and fees.

Venture returns follow a power law; portfolio construction matters more than “average outcomes.”

They repeatedly note that ~2–5% (or “five companies in a cycle”) can drive ~80–90% of returns, so one breakout can define a fund.

“Dry powder” is committed capital, not cash sitting in a bank account.

LPs commit amounts; funds call capital only when investing because IRR clocks when money is drawn down. Institutional LPs rarely renege due to reputational stakes.

Angel investing is often a poor “returns-only” strategy unless you have edge and value-add.

Most angels don’t have superior dealflow or diligence; founders will go to VCs if capital is the only value. Angels do best when they bring sector expertise, distribution, or key hires/partnerships.

Don’t build a startup by chasing what’s funded this year; think in 10-year arcs.

They argue annual funding charts are cyclical and lagging; by the time you raise, the ‘hot’ sector may have cooled. Founders should anchor on a durable thesis and distinctive advantage.

WORDS WORTH SAVING

5 quotes

Anybody who's starting a company in the next few years, if they were to watch this, they will learn something.

Nikhil Kamath

It’s usually two to 3% of a portfolio that will return 80% of your returns.

Prashanth Prakash

International investors won’t touch an early-stage India VC if they can’t imagine a world where you can deliver twenty-five percent compounded.

Karthik Reddy

One of two things will happen to you: either you become very hateful or you become very grateful.

Rajan Anandan

As an angel… every time there's a round, you ask yourself: Can it 5X from here or not?

Rajan Anandan

Rainmatter as a founder-led investing platformVC vs angel vs PE distinctionsLP fundraising, trust, and referralsExpected returns, power law, and fund incentivesAIF regulations (Cat 1/2/3) explainedDry powder and capital call mechanicsIndia market size: consumption and retail mathOnline-to-offline (omni-channel) playbooksPlatforms/marketplaces and value-add evolutionPLI, duties, and China+1 manufacturing/exportSector theses: climate, health, AI, skillingFounder evaluation: resilience, mission, authenticityIPO/OFS critique and public-market trustCareers in VC: backgrounds and compensationCapitalism, inequality, and generational shiftsCharity picks and donation commitments

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