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Mike Hudack: How Facebook, Monzo and Deliveroo Build Great Products | E1201

Mike Hudack is the Co-Founder and CEO of SlingMoney, a peer-to-peer payments app whose vision is to simplify the way the world connects financially. Previously, he held roles at Monzo Bank as Chief Product Officer, Deliveroo as Chief Product and Technology Officer, and Facebook where he led ads product and sharing product. ----------------------------------------------- Timestamps: (00:00) Intro (01:32) “Founder Mode” Insights: Experience at Top Firms & Founding Startups (03:10) Lessons from Leading Ads at Facebook (08:14) Lessons How To Structure Different Teams (13:06) Biggest Product Mistake at Facebook (15:47) Talk vs. Dictatorial Vision: What's Best for Teams? (25:20) Leading Product at Deliveroo (32:53) The Best Product Decision Made at Deliveroo (37:24) When Data Led to the Wrong Conclusion (39:23) Lessons From Competition (40:52) How Quickly To Know If a Product Doesn’t Work in Consumer Apps (42:51) Lessons on Product Building at Monzo (45:28) Is the US the Right Move for Monzo? (46:41) How Mike Reacted When Competitors Ship Products Faster (50:41) Best Monzo Product Success & Biggest Flop (53:30) Leadership (58:10) Exceptional Execution as a Founder & Being a Great Parent (01:02:21) Quick-Fire Round ----------------------------------------------- In Today’s Episode with Mike Hudack We Discuss: 1. Product: Art vs Science: What is the true art of product? What makes the great product leaders and PMs? Is simple always better in product? How do you retain product simplicity with time? When should data be used over intuition in product building? 2. Lessons from Leading Ads at Facebook: What are Mike’s single biggest product lessons from building the ads product at Facebook? How did a meeting with Mark Zuckerberg discussing a product change, alter how Mike thinks about product today? What makes Zuck so special on product? What are the biggest mistakes that Facebook made when it came to the ads product? What did they not do that he wishes they had done? 3. Leading Product at Deliveroo: What I Learned: What are Mike’s biggest takeaways from his time at Deliveroo on how to make consumer products? What did Deliveroo do from a product perspective that worked so well? What did he learn? What were the single biggest product mistakes that Deliveroo made? What did he learn? How fast do you know when a consumer app is working or not working? When do you go against data and follow your intuition? 4. Building the Biggest Bank in Britain with Monzo: What are Mike’s biggest lessons on product building from his time at Monzo? What did Monzo not do that he wishes they had done? Why does Mike think the US is crucial for Monzo? How did Monzo change how Mike thinks about competition? What do you do when your competitor, Revolut, is outshipping you at such a speed? ----------------------------------------------- Subscribe on Spotify: https://open.spotify.com/show/3j2KMcZTtgTNBKwtZBMHvl?si=85bc9196860e4466 Subscribe on Apple Podcasts: https://podcasts.apple.com/us/podcast/the-twenty-minute-vc-20vc-venture-capital-startup/id958230465 Follow Harry Stebbings on Twitter: https://twitter.com/HarryStebbings Follow Mike Hudack on Twitter: https://twitter.com/mhudack Follow 20VC on Instagram: https://www.instagram.com/20vchq Follow 20VC on TikTok: https://www.tiktok.com/@20vc_tok Visit our Website: https://www.20vc.com Subscribe to our Newsletter: https://www.thetwentyminutevc.com/contact ----------------------------------------------- #20vc #harrystebbings #mikehudack #venturecapital #ceo #facebook #zuckerberg #monzo #deliveroo #product #whatsapp #leadership

Mike HudackguestHarry Stebbingshost
Sep 12, 20241h 9mWatch on YouTube ↗

At a glance

WHAT IT’S REALLY ABOUT

Mike Hudack Reveals How Top Tech Companies Consistently Ship Great Products

  1. Mike Hudack, former Facebook ads leader and CPO at Deliveroo and Monzo, explains his core philosophy that great products minimize user effort while maximizing real-world outcomes.
  2. He contrasts product building across very different environments—social networks, real‑time logistics, regulated banking—and shows how context shapes team structure, pace, and decision‑making.
  3. Hudack argues that product is “more art than science” but must be managed rigorously through data, clear outcome‑based goals, and brutally honest prioritization.
  4. He also shares lessons on competition, morale, regulation, global expansion, and balancing intense founder work with family life while building his new company, Sling.

IDEAS WORTH REMEMBERING

5 ideas

Organize small, outcome-focused product teams with PMs as optional.

Hudack recommends 6–8 person teams where most are engineers, plus a data scientist and designer, all aligned around clear outcome metrics (e.g., user satisfaction or customer sales), not just ship dates; a PM can be helpful but is not strictly necessary if the team is empowered and goal-driven.

Relentlessly simplify products around the user’s true goal, not features.

He stresses that users care about outcomes (e.g., selling more products, getting food reliably, managing money) rather than configuration options; the art of product is removing unnecessary work and choices while preserving enough control for users to feel agency.

Product is “more art than science” but must be governed by data.

Great ideas often start from intuition with little supporting data (e.g., Snapchat filters), yet Hudack insists you must still define success metrics, run controlled experiments, and let real behavior—not opinions—validate or correct your intuition over time.

Avoid “nice‑to‑have” features unless they clearly justify their full cost.

Reflecting on Facebook’s Audience Insights, he notes that seemingly cool additions carry hidden build, maintenance, explanation, and opportunity costs, and usually deliver less value than expected; teams should instead prioritize work that creates meaningful, measurable user and business impact.

Use early, visible wins to reset morale and raise the quality bar.

At Facebook’s ads org and later at Deliveroo, Hudack intentionally chose neglected but high‑leverage projects (like Page Insights or lateness modeling) to quickly ship something clearly better, proving to the organization that it could deliver quality at speed and establishing a new standard.

WORDS WORTH SAVING

5 quotes

The real art of product is understanding what people want to achieve and helping them achieve that with the minimal amount of work.

Mike Hudack

I really believe that product is more art than science but has to be managed through data.

Mike Hudack

Every product team should be between six to eight people… and then I think a PM is optional.

Mike Hudack

Everything which is nice to have has a higher cost than you anticipate and a lower value returned.

Mike Hudack

You have to have deep, deep respect for the people that you compete against… that’s the first law of competing with anyone.

Mike Hudack

Defining great product: helping users achieve goals with minimal effortTeam structure, goals, and decision frameworks in product organizationsArt versus science in product development and the role of dataLessons from Facebook, Deliveroo, and Monzo on shipping and prioritizationDealing with nice-to-haves, feature creep, and failed betsCompeting in crowded markets and respecting competitorsFounder behavior, morale management, and work–family integration

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