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Plural Partner, Taavet Hinrikus: Why Founders Will Realise Multi-Stage Funds Damage Seed Rounds

Taavet Hinrikus is a Partner at Plural, the early-stage fund that backs the most ambitious founders on a mission to change the world through technology. He co-founded Wise in 2010, where he was CEO and later Chairman, which went public in the first-ever direct listing in Europe in 2021. Prior to that, Taavet was Skype’s Director of Strategy until 2008, having joined as its first employee. He’s been an active investor for more than a decade, with personal investments in the likes of Bolt and Synthesia. ---------------------------------------------- In Today’s Episode We Discuss: 00:00 Intro 03:27 VCs are Spreadsheet Monkeys 09:53 Why Serial Entrepreneurs Are Better 12:48 Why the 2:20 Fee and Carry Model in VC is Broken 25:32 What are the Biggest Ways VC Investment Decision-Making is Broken 29:13 Why is it BS when VC Firms Need Every Partner to Meet the Founder 39:57 When and Why Will Founders Realise Multi-Stage Firms are Bad Early Investors 42:48 Why Does Europe Need to Build it’s Own Tech Now More Than Ever 44:26 What are the Dangers of Having US Made Tech in Europe 50:02 Will Putin Invade More European Countries 52:27 How Does the Change in Relationship Between the US and Europe Impact How We Build Our Tech Ecosystem? 59:40 Quick-Fire Questions & Reflections ----------------------------------------------- Subscribe on Spotify: https://open.spotify.com/show/3j2KMcZTtgTNBKwtZBMHvl?si=85bc9196860e4466 Subscribe on Apple Podcasts: https://podcasts.apple.com/us/podcast/the-twenty-minute-vc-20vc-venture-capital-startup/id958230465 Follow Harry Stebbings on X: https://twitter.com/HarryStebbings Follow Taavet Hinrikus on X: https://twitter.com/taavet Follow 20VC on Instagram: https://www.instagram.com/20vchq Follow 20VC on TikTok: https://www.tiktok.com/@20vc_tok Visit our Website: https://www.20vc.com Subscribe to our Newsletter: https://www.thetwentyminutevc.com/contact ----------------------------------------------- #20vc #harrystebbings #taavethinrikus #plural #partner #startup #estonian #skype #venturecapital #putin #tech

Taavet HinrikusguestHarry Stebbingshost
Apr 27, 20251h 2mWatch on YouTube ↗

At a glance

WHAT IT’S REALLY ABOUT

Founder-VC Taavet Hinrikus Attacks Misaligned Venture Models, Backs Deep Tech

  1. Taavet Hinrikus, co-founder of Wise and partner at Plural, explains why traditional venture structures—especially high management fees and multi-stage mega-funds—create deep misalignment with both founders and LPs. He argues early-stage investing should be led by operators with real scar tissue, substantial personal capital at risk, and a genuine belief that each deal can be a 100x outcome, not a safe 5x. Hinrikus outlines Plural’s model: low fees, large GP commitment, GPs co-investing personally in every deal, high-conviction pacing, and brutally honest IC discussions, alongside skepticism of liquidation preferences and oversized boards. He also makes a strong geopolitical case that Europe must rapidly fund sovereign deep tech in defense, energy, space, and security, or risk dependence on the US and China.

IDEAS WORTH REMEMBERING

5 ideas

Replace fee-maximizing VC structures with true alignment and GP risk.

Hinrikus criticizes the standard 2–2.5% management fee as misaligned, arguing it lets VCs get rich on fees regardless of outcomes. Plural charges roughly half the typical fee, is collectively the largest LP in its own funds, and requires the lead partner on each deal to write a personal check, explicitly rejecting “playing with house money.”

Only do seed deals where you can plausibly imagine a 100x outcome.

Plural’s bar is that if they can’t see a path to 100x from entry, they won’t do the deal, even if a 5x looks nearly guaranteed. They see early-stage venture as about power-law winners and are comfortable leaving “safe” moderate outcomes to other investors.

Operator-VCs bring better partnership and pre–product-market-fit judgment.

Hinrikus argues most European GPs lack real operating experience, which weakens their ability to assess founders and help before metrics exist. Plural’s partners all built companies and raised capital; he says this may or may not make them better investors, but it clearly makes them better, more credible partners to founders.

Reserves allocation must be a collective, non-automatic decision.

Plural treats follow-on capital as a finite, scarce resource: the lead writes a memo, but reserves require a majority vote because “marking up your own homework” is dangerous. They dislike automatic pro rata as a cop-out and prefer either leaning in hard or not at all, while still managing signaling and fundraising support pragmatically.

Founders should fight hard for dilution and thoughtful cap table design.

Hinrikus calls VCs a commodity and says no investor will truly defend founder ownership; founders must do that themselves. He warns that ultra-light 10% party rounds can leave you with nobody sufficiently invested to pick up the phone in bad times, so it’s crucial to ensure some investors have meaningful skin in the game.

WORDS WORTH SAVING

5 quotes

We are a commoditized product, Harry. VCs are a commodity.

Taavet Hinrikus

Fundamentally, the idea of collecting a two, two and a half percent management fee does not really make sense. It does not align us with the outcomes.

Taavet Hinrikus

If we can't imagine 100x, we should not be entertaining the idea of this deal.

Taavet Hinrikus

The only person to fight for your ownership is yourself. No VC will ever fight for the founder’s ownership.

Taavet Hinrikus

Do not be that asshole. There are plenty of stories out there of respectable VCs not picking up the phone during the bad times.

Taavet Hinrikus

Taavet’s journey from prolific angel investor to founding PluralWhy operator-VCs and scar tissue matter in early-stage investingStructural misalignments in venture capital (fees, GP commit, incentives)Plural’s investment philosophy: 100x potential, GP skin in the game, decision processReserves, pro rata, signaling risk, and follow-on disciplineTerm sheet philosophy: liquidation preferences, board seats, and founder dilutionEuropean sovereignty, deep tech, and strategic independence from US/China

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