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Can AI Fix Housing and Healthcare Affordability?

Housing and healthcare make up nearly half of household spending, yet both sectors are riddled with inefficiency and rising costs. In this episode, Erik Torenberg is joined by a16z Growth partner Alex Immerman and Minna Song and Tony Stoyanov, cofounders of EliseAI, to discuss why they’re tackling these critical industries and how AI can transform everything from leasing and maintenance to patient scheduling and compliance. The conversation covers: - Why the U.S. is 5 million housing units short — and how technology can help unlock existing supply - How automation can cut waste, reduce labor costs, and improve affordability - What fully autonomous buildings might look like, and how that model could extend to healthcare This is about the costs that touch every household, and the role AI might play in finally bringing them down. Timecodes: 0:00 Introduction 0:28 Why Housing and Healthcare? 1:55 Technology’s Role in Housing 3:30 Housing Affordability & Supply Challenges 5:29 Regulatory and Capital Barriers 8:13 Improving Efficiency in Real Estate 12:50 Automation & The Future of Property Management 18:15 The Human Role in an Automated Future 20:35 Financial Engineering & Data Bottlenecks 21:51 The Future of Housing: AI, Robotics, and Mobility 25:33 R&D and Technology Adoption in Real Estate 27:40 Addressing Criticisms of PropTech 29:30 Tackling Repairs, Maintenance, and Operations 30:49 Expanding from Housing to Healthcare 33:04 Parallels Between Housing and Healthcare 37:46 The Ultimate Vision Resources: Link to blog: https://a16z.com/announcement/investing-in-eliseai/ Find Minna on LinkedIn: https://www.linkedin.com/in/minna-song/ Find Tony on LinkedIn: https://www.linkedin.com/in/stoyan-tony-stoyanov-07690a53 FInd Alex on X: https://x.com/aleximm Stay Updated: Let us know what you think: https://ratethispodcast.com/a16z Find a16z on Twitter: https://twitter.com/a16z Find a16z on LinkedIn: https://www.linkedin.com/company/a16z Subscribe on your favorite podcast app: https://a16z.simplecast.com/ Follow our host: https://x.com/eriktorenberg Please note that the content here is for informational purposes only; should NOT be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security; and is not directed at any investors or potential investors in any a16z fund. a16z and its affiliates may maintain investments in the companies discussed. For more details, please see a16z.com/disclosures.

Minna SongguestErik TorenberghostAlex ImmermanguestTony Stoyanovguest
Aug 20, 202540mWatch on YouTube ↗

At a glance

WHAT IT’S REALLY ABOUT

Elise AI targets housing, healthcare costs through autonomous operations automation

  1. Elise AI argues housing and healthcare dominate household budgets and GDP, so cutting operational waste via AI can meaningfully improve affordability and quality of service.
  2. In housing, the biggest affordability driver is supply, but AI can also increase utilization of existing stock by improving response rates, speeding leasing cycles, and reducing unit downtime.
  3. Regulation and zoning constrain new construction, yet capital availability and investment returns also limit supply; Elise claims better operations can raise returns and attract more construction capital.
  4. The company’s near-term wedge is automating administrative and communications-heavy workflows (leasing, touring, work orders, documentation), moving toward a long-term vision of “fully autonomous buildings.”
  5. In healthcare, Elise focuses on administrative workflows (intake, scheduling, patient communication), aiming to reduce ballooning non-clinical costs and improve adherence and outcomes through ongoing AI engagement.

IDEAS WORTH REMEMBERING

5 ideas

Housing supply is the primary affordability lever, but utilization gains matter now.

They cite a ~5M-unit national shortage and the need to add ~1.8–2.0M units/year, yet note short-term wins like responding to inquiries and reducing leasing friction can turn vacancies into occupancy faster.

Communication failures are a hidden source of “phantom vacancy.”

They claim nearly half of rental inquiries go unanswered, and report buildings using their AI showed ~2% higher occupancy versus market—suggesting better follow-up can measurably raise utilization.

Operational efficiency can attract more capital to housing construction.

Beyond zoning reform, they argue more supply requires better returns; by creating “10X operators” that lower controllable costs (especially labor), housing becomes a more attractive asset class, pulling in investment for new builds.

The path to ‘autonomous buildings’ starts with automating admin, not robots.

They emphasize much on-site work is administrative (leasing Q&A, documentation, work-order logistics) and can be automated today; the hard boundary is physical tasks and legal requirements, though sensors/smart locks push that boundary outward.

Centralization + AI can dramatically change staffing ratios.

They reference outcomes like ~200 units per employee and even specialized centralized roles supporting multiple properties at massive scale (e.g., one employee across 10,000 units) by shifting coordination to AI.

WORDS WORTH SAVING

5 quotes

We wanted to use AI to solve real-world problems, and housing and healthcare are the bus-biggest expenses that people have.

Minna Song

We're about 5 million housing units short of what we actually need in the country, and we need to add somewhere between 1.8 to 2 million units per year just to kinda keep that shortage from getting worse, let alone making up for that deficit.

Minna Song

Our goal is to enable fully autonomous buildings. So that means an entire portfolio has the ability to run core operations without requiring human intervention at all.

Minna Song

It's pretty self-evident that technology makes the experience better for everyone and brings down costs.

Minna Song

I think our drive always has been cost reduction. Uh, if at some point we get to a place where, like, housing and healthcare are not cost concerns for, for the average person, I, I, I think that'll be, like, amazing.

Tony Stoyanov

Housing shortage and supply economicsAI to improve utilization: occupancy, leasing speed, vacancy reductionRegulation, zoning (YIMBY), and capital/returns constraintsAutonomous building operations and centralized staffing modelsMaintenance orchestration: triage, routing, scheduling, preventative maintenancePropTech criticism: value extraction vs consumer benefitHealthcare admin automation: intake, scheduling, billing-cycle communication, adherence

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