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The Mel Robbins PodcastThe Mel Robbins Podcast

How to Use AI to Make Money, Save Time, and Be More Productive

Order your copy of The Let Them Theory 👉 https://melrob.co/let-them-theory 👈 The #1 Best Selling Book of 2025 🔥 Discover how much power you truly have. It all begins with two simple words. Let Them. — Editor's Note: We have made two edits to this video after publishing it for clarity purposes. — What if the most powerful tool for saving time, making money, and transforming your life was already right in front of you? And yet you’re most likely using it incorrectly or not using it at all. That tool is AI – artificial intelligence. Have you noticed: it seems like everybody is talking about AI everywhere you turn? You’re already living with it every single day, whether you notice it or not. So, you might as well be the one in charge of how you use it. That’s why Mel has been searching for the right expert to come on the show to empower you, step by step, on how you can best use AI to benefit your life. That’s what you’ll hear today from Allie K. Miller, who Mel calls “The AI Whisperer” because she is in the ear advising some of the world’s leading brands on AI. Allie is the most-followed AI voice on LinkedIn and one of TIME Magazine’s 100 Most Influential People in AI. Allie launched the first multimodal AI team at IBM, was the Global Head of Machine Learning for Startups and Venture Capital at Amazon Web Services, is the most-followed AI business voice on LinkedIn and one of TIME Magazine’s 100 Most Influential People in AI. And she isn’t here to scare you about artificial intelligence. She’s here to show you how to use it in ways that can improve your life, starting today. Allie breaks down how AI actually works, what it can do for your day-to-day life, and how you can use it to make your days better and easier. You don’t need to be a coder or a tech person to follow along. Mel is right there with you as a beginner to AI. Allie explains it all clearly, with real-life examples. In fact, if you’ve ever felt behind on technology or overwhelmed by the hype, this episode will leave you feeling empowered. It’s time for a real, human conversation about AI – one that will give you the truth, the confidence, and the step-by-step moves that will help you take control of your time, your money, and your life. For more resources related to today’s episode, click here for the podcast episode page: https://www.melrobbins.com/episode/episode-340. Follow The Mel Robbins Podcast on Instagram: https://www.instagram.com/themelrobbinspodcast I’m just your friend. I am not a licensed therapist, and this podcast is NOT intended as a substitute for the advice of a physician, professional coach, psychotherapist, or other qualified professional. Got it? Good. I’ll see you in the next episode. In this episode: 00:00 Meet the Guest 03:42 What is Artificial Intelligence? 05:27 What is the Difference Between AI and Generative AI? 07:17 How Do I Use AI in my Personal Life? 11:09 What Are the Benefits of Artificial Intelligence? 15:26 Women & AI 16:30 The AI Myth That’s Holding You Back 18:02 How Do You Interact with an AI? 26:04 What’s the Biggest Mistake People Make When Using AI? 27:14 How Can AI Be Used in the Home? 29:55 How Can AI Save Time? 36:35: Why is My Company Not Using AI? 38:14 How to Use AI to Find a Job 41:27 How to Use AI in Networking 44:13 How to Use AI to Plan With Friends 44:50 How Can AI Help Caregivers? 47:12 How to Prompt AI to Solve Your Problems 50:00 Is AI 100% Accurate? 52:26 Why Does AI Hallucinate? 53:26 What is the #1 Expert on AI Concerned About with AI? 54:46 Is AI Bad for the Environment? 57:47 Is AI Going to Take Over My Job? 59:19 Why are Women Falling Behind with AI? 1:01:39 Is AI Making us Smarter or Dumber? 1:04:24 #1 AI Expert “After 7 Years…” 1:05:28 What is the Future of AI? 1:11:37 What’s the First Step to Learning AI? Learn how to run a small-model offline AI: https://blog.marketingdatascience.ai/offline-ai-made-easy-how-to-run-large-language-models-locally-1dd3bbbf214e — Follow Mel: Instagram: https://www.instagram.com/melrobbins/ TikTok: http://tiktok.com/@melrobbins Facebook: https://www.facebook.com/melrobbins LinkedIn: https://www.linkedin.com/in/melrobbins Website: http://melrobbins.com​ — Sign up for Mel’s newsletter: https://melrob.co/sign-up-newsletter A note from Mel to you, twice a week, sharing simple, practical ways to build the life you want. — Subscribe to Mel’s channel here: https://www.youtube.com/melrobbins​?sub_confirmation=1 — Listen to The Mel Robbins Podcast 🎧 New episodes drop every Monday & Thursday! https://melrob.co/spotify https://melrob.co/applepodcasts https://melrob.co/amazonmusic — Looking for Mel’s books on Amazon? Find them here: The Let Them Theory: https://amzn.to/3IQ21Oe The Let Them Theory Audiobook: https://amzn.to/413SObp The High 5 Habit: https://amzn.to/3fMvfPQ The 5 Second Rule: https://amzn.to/4l54fah

Ally MillerguestMel Robbinshost
Nov 6, 20251h 14mWatch on YouTube ↗

CHAPTERS

  1. 0:00 – 0:19

    Why women can’t afford to sit this one out: AI adoption gap & urgency to lean in

    Mel and Ally open with a clear warning: women are adopting AI significantly less than men, and waiting creates a real long-term disadvantage. They frame AI as a source of agency—something that can expand your capabilities—rather than a trigger for anxiety.

    • Women are adopting AI ~25% less than men and risk being left behind
    • Reframe: AI isn’t ‘coming for your job’—it becomes part of your job
    • Early adopters gain compounding ‘velocity’ that’s hard to catch up to
    • Goal is agency and participation in shaping how AI is used
  2. 0:19 – 5:16

    AI, explained simply: the umbrella term and everyday examples

    Ally defines AI in plain language as systems attempting to do a human-like task, and shows it’s been around for decades. They ground the concept with familiar examples like spam filters, Roombas, and self-driving cars to remove intimidation.

    • AI = systems attempting to do human-like tasks (term dates to the 1950s)
    • Everyday AI already surrounds you (spam filters, home devices, automation)
    • The hype can distort what AI actually is and how long it’s existed
    • Focus on end result: output that ‘a human could have done’
  3. 5:16 – 6:34

    Generative AI vs. AI: patterns, not copy-paste, and why it feels like magic

    They distinguish generative AI as a subset that creates new content based on pattern recognition across massive datasets. Ally explains how models learn associations and generate new text/images/video rather than simply retrieving facts.

    • Generative AI is a subset of AI focused on creating new outputs
    • Models learn patterns from large-scale data (e.g., web/Wikipedia)
    • Outputs are generated (not direct copy/paste) across many formats
    • ‘Good’ generative AI is the recent leap that changes daily workflows
  4. 6:34 – 11:10

    From Google searches to an AI co‑pilot: planning trips with real-life context

    Mel’s flight-search example becomes a lesson in why AI is different from search: you can provide rich context and constraints. Ally describes how AI can recommend destinations, plan logistics, and build an action plan—not just list options.

    • Shift from keyword search to context-rich requests
    • AI can recommend and plan (not merely return links)
    • Use case: family vacation planning with many constraints and preferences
    • Big value: reduces cognitive load and turns ‘concerns’ into an action plan
  5. 11:10 – 13:25

    Three levels of value: do it faster, do it better, or do entirely new things

    Ally organizes AI benefits into three tiers: productivity, quality, and net-new creation. She argues most people get stuck on ‘faster’ and miss the real upside—using AI to improve thinking and unlock things previously impossible without specialized skills.

    • Tier 1: faster execution (emails, summarizing, repurposing content)
    • Tier 2: better outcomes (risk analysis, idea expansion, stronger plans)
    • Tier 3: net-new capabilities (building tools/apps as a non-coder)
    • Avoid the ‘productivity trap’—optimize for transformation, not just speed
  6. 13:25 – 15:18

    Non-coders can build: the Mahjong app story and the accessibility revolution

    A personal-life example illustrates the new accessibility: a woman builds an app to practice Mahjong and strengthen friendships. The point isn’t the app—it’s that AI lowers the barrier for anyone to create useful tools and solutions quickly.

    • AI enables non-coders to build functional apps in days
    • Use tech to reclaim time for relationships and real life
    • Accessibility is unprecedented compared to prior tech eras
    • Missed opportunity: women’s lower adoption reduces societal/economic upside
  7. 15:18 – 17:13

    The ‘perfect time’ myth: start small, iterate fast, build adaptability

    Mel asks what to say to people waiting for the right moment; Ally pushes immediate action and rejects perfectionism. Winning with AI comes from small experiments and quick iteration, not big risky leaps.

    • There’s no ‘perfect moment’—waiting is the trap
    • Momentum comes from small wins and rapid iteration
    • Adaptability is the key skill to develop alongside AI usage
    • Begin with simple prompts and expand as confidence grows
  8. 17:13 – 20:00

    How to interact with AI: micro‑tasker, real-time companion, delegate, teammate

    Ally lays out four practical interaction modes that progressively increase impact. She shows how AI can move from quick tasks to live multimodal help, to autonomous-ish delegation, to boosting an entire organization’s workflow.

    • Micro-tasker: quick constrained outputs (meal plans, simple planning)
    • Real-time companion: voice/video chat that ‘sees’ what you see
    • Delegate: assign a longer task and return later to completed outputs
    • Teammate: integrate into team workflows (meeting capture, status reports)
  9. 20:00 – 25:13

    Home life upgrades: scan your fridge, stop wasting food, and reduce stress

    They explore AI in the home through vivid examples: taking photos of the pantry/fridge to generate meals and a grocery list. The broader point is emotional relief—less waste, less guilt, and fewer decisions draining your energy.

    • Use photos/video to inventory ingredients and generate recipes
    • AI can create missing-ingredient lists and shopping lists
    • Time savings plus reduced food waste and money spent
    • Emotional benefit: fewer ‘organization failures’ and less mom-stress
  10. 25:13 – 28:54

    The #1 mistake: not providing enough context (and how ‘agent’ tools actually work)

    Ally identifies the most common failure mode: vague prompting without personal context, constraints, and goals. They also discuss agent-style tools that browse on a virtual computer, plus the key safety moment—taking over for logins and payments.

    • Weak prompts produce generic answers; specificity drives usefulness
    • Add photos, dimensions, preferences, fears, budget, and history
    • Agents can browse/compare items with many parameters while you watch
    • Safety: user should take control for credentials/financial checkout
  11. 28:54 – 33:06

    A daily time-saver: have AI interview you to extract clarity and build plans

    Ally’s ‘easy trick’ is to ask AI to interview you—turning rambling context into structured action. Mel connects it to if-then planning: AI accelerates reflection, rehearsal, and preparedness rather than replacing judgment.

    • Prompt: ‘Help me help you—ask me 5–20 questions’
    • Use dictation to dump context fast, then let AI structure it
    • AI as ‘prosthesis for reinvention’ rather than a faster search engine
    • Use it for preparation and confidence, not avoidance of thinking
  12. 33:06 – 34:42

    Workplace reality check: if your company bans AI, your career risk rises

    Mel asks what to do if an employer isn’t using AI; Ally gives a blunt assessment that knowledge workers are disadvantaged without it. She advises learning AI anyway, volunteering to lead adoption safely, and planning an exit if leadership refuses.

    • Companies that ban AI without policies can stall employee growth
    • Raise your hand: propose responsible pilots and lead early projects
    • Your AI fluency increases future hireability and leverage
    • If blocked, make a plan to move—possibly to AI-enabled self-employment
  13. 34:42 – 46:22

    Job search, networking, and visibility: AI-supported pivots, resumes, and outreach coaching

    Ally outlines a full AI-first job search: clarifying preferences, exploring roles, planning upskilling, rewriting resumes, and standing out. She emphasizes coaching use cases—practicing uncomfortable outreach and drafting authentic posts—beyond just generating documents.

    • Feed AI your work history + liked/disliked tasks to identify best-fit roles
    • Use AI to map: immediate fits, narrative pivots, upskilling paths, ‘reach’ roles
    • Iterate resume with targeted examples and best practices from desired employers
    • Use AI to coach networking asks, introductions, LinkedIn posts, and interviews
  14. 46:22 – 49:47

    Accuracy, hallucinations, and how to reduce BS: grounding, citations, and expectations

    They address reliability: AI wasn’t trained to be a factual regurgitator, so it can hallucinate (make plausible-sounding errors). Ally explains why models guess—because they’re rewarded for being helpful—and how to mitigate with internet access, citations, and verification habits.

    • Hallucinations = confident but incorrect outputs; rates improving but not zero
    • Root cause: systems are optimized to answer/help, not to say ‘I don’t know’
    • Mitigate: use web-enabled tools, ask for citations, verify sources
    • Treat outputs as information and hypotheses, not guaranteed facts
  15. 49:47 – 54:21

    Real risks and responsible use: pace of change, education gaps, privacy, environment, and overreliance

    Ally shares what worries her most: the speed of progress, lack of upskilling, and insufficient real-life conversations at home and work. They also cover privacy and environmental concerns (with perspective vs. video streaming) and the cognitive risk of lazy overreliance.

    • Concerns: pace of change, employee upskilling, and parenting/school guidance
    • Privacy and data use require transparency and informed user voices
    • Environmental footprint is real; compare impact and demand reporting
    • Overreliance makes you lazy—use AI to enhance thinking, not replace it
  16. 54:21 – 1:14:28

    Jobs and the future: AI-supported roles, new work, multimodality, and the ‘first step’

    They close by balancing realism and optimism: some jobs will be lost, most will be reshaped, and new jobs will emerge. Ally predicts a more multimodal world (text/voice/image/video interchange) and emphasizes the first step: start using AI so your voice counts and your capabilities grow.

    • Reality: some job loss, widespread job reshaping, and new AI-driven roles
    • Future trends: increasing accessibility + multimodal inputs/outputs
    • Potential: faster idea-to-execution and smaller teams building bigger impact
    • First step: experiment now; move beyond ‘AI as Google’ into its superpowers

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