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Lewis Howes"I AM WEALTHY" - 3 Steps To Manifest MONEY, SUCCESS & HAPPINESS! | Ken Honda & Lewis Howes
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Chapter summaries
Affirmations and Early Money Memories
Lewis Howes asks for an affirmation to ease money stress, and Ken Honda offers "Money is love" and "Money is my best friend." He explains that our money beliefs form around age five or six, and that happy money memories get forgotten under stress.
- •Affirmations Honda suggests: "Money is love. Money is my friend. Money can help me achieve my dreams."
- •Children wake up to the reality of money around five to seven, as the kindergarten boy who said Santa wasn't coming because his parents were poor showed
- •Common sayings like "money doesn't grow on trees" tell us money is not a happy thing
- •Looking back often turns up happy money memories, like gifts, trips and experiences
Money Taboos in Japan, America and Couples
Honda compares how Japan, China and North America treat talking about money, noting that in America net worth is tied to self-worth. He describes how couples avoid money talk until it erupts, and how Japanese wives often control household money.
- •Japanese friends casually discuss income, while in North America it is taboo
- •Honda says in North America how much you make is treated as equal to how much you are worth
- •Couples in America avoid money talk until it erupts like a volcano
- •Many Japanese wives control the money, and Honda told one housewife she is the business owner and her husband the worker
- •Lewis says a rich life is not just about how much money you make
Greed, Enough, and Invisible Assets
Asked what holds people back from wealth, Honda says people feel unworthy and drown in rising bills. He introduces knowing "how much is enough," the money container size, and invisible assets like friendship, trust and kindness.
- •Contribution and creativity in serving others create a flow of happy money
- •A private jet owner told Honda he felt small next to bigger jets, which raises the question of when enough is enough
- •Honda says people are born with a certain money container size
- •Invisible assets such as friendship, trust, generosity and honesty matter more than visible ones
- •Lewis's friend Jesse Itzler lived on friends' couches, and those invisible assets later turned into financial ones
Honda's Year Living on American Generosity
Honda recounts how at 19 he spent a year in America depending on strangers' generosity. Lewis shares how mentors paid for his lunches in his early 20s and why he now loves to pay it forward.
- •In 1987 Honda came to America with little money and relied on kindness for food and lodging
- •Roughly 16 to 20 people helped him, and he still had the same bank balance after a year
- •He now tries to pick up the tab for Americans, especially young ones
- •Lewis was bought lunch by business mentors for about a year and a half and wants to keep paying it forward
Money Container Size and Dying with Zero
Lewis asks whether the money container is fixed or can grow. Honda describes "money indifferent" types, contrasts Western and Eastern questions about growing versus being satisfied, and discusses spending down wealth, citing Die With Zero.
- •Money indifferent types, like some scholars and service workers, are born with small containers but are fine
- •Westerners ask how to make the container bigger, while Japanese ask how to be satisfied with what they have
- •Honda says you should find 100% fulfillment where you are, and growth follows if it is your path
- •In later life you need to start spending what you've accumulated, as in the book Die With Zero
- •A friend's mother died with only $7 after planning her funeral costs and giving the rest to her grandkids
Money EQ: Makers, Spenders, Savers and Worriers
Lewis asks why people are greedy and how that differs from wanting money for good reasons. Honda explains money EQ through three siblings who reacted differently to the same upbringing, and says greedy money makers often lose money to scams.
- •Honda saw three siblings at an inheritance conference with very different money personalities
- •Worry can push people toward making, spending, saving or just worrying
- •Happy money makers know they can contribute more and stay in the flow of happy money
- •Greedy money makers take more risks and are likely to get scammed
Economic Uncertainty and Investing in Yourself
Asked what to invest in amid inflation and uncertainty, Honda says he expects big change and that no investment is safe. He recommends building invisible assets like trust, connections and reputation, and says helping one another is key.
- •Honda predicts a possible collapse of the financial system, noting there is no safe investment
- •Bitcoin, gold, silver and real estate all carry risks, including possible legal changes around gold
- •Strong friendships and reputation let you start over from zero
- •He has given away his booklet to 2.3 million people and years of free lectures, so he isn't afraid of going bankrupt
- •He says we must be kind and share, and he already feels trouble coming in 2023
Three Steps to Prepare: Peace, Inventory, Support
Honda gives three steps: find peace of mind through gratitude, take an inventory of your gifts and multiply them, and gather support from others. He also says financial goals aren't necessary and describes an imaginary joint account with a wealthy person.
- •Step one is counting your blessings and thanking money when it comes in and goes out
- •Step two is taking inventory of your gifts, and combining several makes you unique
- •If net assets are under $300,000, Honda suggests investing in yourself and taking friends to dinner
- •Step three is getting support, such as his 10,000+ subscribers paying about $10 a month
- •Honda suggests picturing a joint account with a wealthy person instead of setting a financial goal
Money Magnetism, Your Reserved Seat and Listening to Your Heart
Lewis raises the money magnet concept from Happy Money. Honda says everyone has a reserved seat tied to life purpose, found by checking what excites the heart, and that daily affirmations work because we already talk to ourselves.
- •Honda says when you sit in your own seat, your magnetism turns on
- •He says to ask your heart and move toward what excites you, like "hot or cold"
- •He takes a few minutes to find his center and check his excitement
- •His team helps him avoid saying yes too often
- •Writing down your subconscious self-talk shows whether you feed negative or positive thoughts
Money as Energy: Hoarding, Flow and Letting Go
Honda explains that hoarded money stagnates like a pond and likens it to eating without releasing. He describes trust as the hardest part of money EQ and gives exercises to help savers spend, including throwing money away and shopping for memories.
- •Hoarding can bring problems like illness or unexpected bills, according to Honda
- •Trust that money comes back after you let it go is the hardest part of money EQ
- •He gives savers exercises like withdrawing $1,000 to spend in 24 hours
- •Attachment to money blocks opportunities, like meeting mentors at a seminar
- •Spending on experiences is like shopping for memories
Loving Your Money and Asking Where It Wants to Go
Honda asks audiences whether money loves them as much as they love it, and says complaining makes money a villain. He describes asking his money where it wants to go, including a $10,000 check that went to a Cambodian orphanage, and why he favors giving while alive.
- •Feelings between you and money should be mutual, like a relationship
- •Honda asks his money where it wants to go and used a $10,000 check to support an orphanage in Cambodia
- •He believes the flow of giving brings more money in, and he has written 200 books
- •His mentor donated a house and estate to a children's hospital to see its impact while alive
- •Honda calls himself a money indifferent type who hopes people can be free from money worries
Teaching Kids About Money, Emotions and Giving
Honda offers three lessons for parents: money is fun, money comes with natural emotions, and the more you give the more you receive. He shares that he still feels guilt and shame around money and says these feelings can't be eliminated.
- •Teach that money is fun, like deciding at the dinner table how to donate
- •Teach that guilt, shame and other money emotions are natural, as Honda told his daughter
- •Honda says the more you give the more you receive, which depends on good relationships
- •He also tells his kids to follow their heart
- •North American individualism leaves people isolated about money and other problems
Money, Sex, Healing, and Honda's Own Challenge
Honda says money and sex both tie into self-worth and can show the best and worst of us, so healing money can heal other areas. He admits he is not fully healed and names false humbleness as his biggest challenge.
- •Money and sex both pull out strong emotions and are tied to self-worth
- •Honda calls himself a money healer and says healing money can heal many things
- •Healing is an ongoing process, and he still feels guilt, shame and tears
- •His challenge is false humbleness that leads him toward small happiness
- •Lewis points readers to Happy Money and kenhonda.com
Three Truths and Defining Greatness
Lewis asks Honda for the three truths he would leave behind and for his definition of greatness. Honda answers with life can be fun, when you wonder jump, and enjoy every moment, and defines greatness as being comfortable in your own skin.
- •Honda's three truths are: life can be fun, when you wonder jump, and enjoy every moment
- •Mistakes can become fun memories later
- •Honda says to follow your heart, which he says has nothing to do with money
- •He defines greatness as being who you are and comfortable in your own skin
Bonus: Gratitude for Bills, Happiness First, and the Two Florists
In a bonus segment, Honda explains why to thank people when paying bills and how complaining turns money into a villain. He says to start with what you want in life and aim for happiness first, and illustrates with two florists.
- •Thanking money when paying bills recognizes the many people behind a service
- •Lewis says appreciating things makes them appreciate in value
- •Honda asks "If money was a person, who would it be?" and says complaining makes money a villain
- •Honda says if you don't know what you'd do with a billion, you don't need it, and money follows what you give
- •The way to happy and wealthy goes through happiness first, as in the florist who loves flowers over the one cutting costs
