Passive Income Expert: How To Make $10k Per Month In 90 Days!

Passive Income Expert: How To Make $10k Per Month In 90 Days!

The Diary of a CEODec 8, 20252h 11m

Steven Bartlett (host), Chris Koerner (guest), Narrator

Mindset and psychology of starting side hustles (fear, ego, insecurity, regret)Copying proven business models, validation, and rapid testing frameworksUsing AI and simple tools (especially Meta/Facebook products) to start and scaleThe reality of ‘passive income’ versus active, “sweaty, ugly” incomeTypes of entrepreneurs (starter, maintainer, finisher) and role of focusBusiness partnerships, equity splits, and operator hiring/incentivesConcrete side-hustle ideas at different capital levels ($500, $1,000, $5,000)

In this episode of The Diary of a CEO, featuring Steven Bartlett and Chris Koerner, Passive Income Expert: How To Make $10k Per Month In 90 Days! explores side-Hustle King Reveals Simple Paths To Profitable ‘Passive’ Income Serial entrepreneur Chris Kerner, known as the “King of Side Hustles,” breaks down how ordinary people can launch low-cost, highly profitable businesses without quitting their jobs or raising capital. He argues that we live in the easiest era ever to start a business, but most people are blocked by fear of judgment, poor validation, and not connecting simple tools like Facebook and AI to their ideas.

Side-Hustle King Reveals Simple Paths To Profitable ‘Passive’ Income

Serial entrepreneur Chris Kerner, known as the “King of Side Hustles,” breaks down how ordinary people can launch low-cost, highly profitable businesses without quitting their jobs or raising capital. He argues that we live in the easiest era ever to start a business, but most people are blocked by fear of judgment, poor validation, and not connecting simple tools like Facebook and AI to their ideas.

Kerner explains his philosophy of copying proven models, testing relentlessly, and following profit before passion, sharing concrete examples from 80+ ventures including phone-screen remanufacturing, RV parks, vending machines, and Buc‑ee’s merchandise. He also challenges the passive-income myth, reframing it as the eventual outcome of years of “sweaty, ugly” active work.

The conversation dives into founder psychology: fear, insecurity, distraction vs. focus, business partnerships, rejection, and when (and whether) to “burn the boats” and go all‑in. Throughout, he walks through specific $500, $1,000, and $5,000 side‑hustle blueprints, heavily leveraging AI and simple online tools.

Key Takeaways

Fear of judgment is the biggest barrier to starting.

Kerner argues most people aren’t blocked by lack of ideas or tools, but by worrying what others—especially old acquaintances on social media—will think. ...

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Copy what’s already working instead of worshipping originality.

He uses tools like Web Archive and SimilarWeb to reverse‑engineer successful competitors’ sites, pricing, and evolution over time, then starts where they are today instead of reinventing from scratch. ...

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Validate ideas cheaply and fast using real behavior, not opinions.

He recommends tiny, low‑friction tests—Facebook Marketplace listings with AI-generated mockups, small Meta ad spends, farmer’s‑market sampling, and watching reactions—to see if people are genuinely excited and willing to pay before investing time or money.

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Follow profit first; earn the right to follow passion later.

Kerner separates loving ‘business/commerce’ from loving a specific niche and insists early focus should be on models that make money, not dreams. ...

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Founders over-romanticize partnerships and 50/50 equity splits.

He notes that co‑founder companies have higher failure rates, and 50/50 only works under almost impossible conditions (equal effort, capital, growth, selflessness). ...

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Meta/Facebook tools plus basic ad skills are a modern cheat code.

Kerner calls Facebook/Instagram ads an “infinite money glitch” and says everyone should learn them like email. ...

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‘Passive income’ is built on years of very active, unsexy work.

He dismantles the fantasy of effortless money: his own “passive” revenue (e. ...

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Notable Quotes

Follow the profit until you can afford to follow your passion.

Chris Kerner

People think business is a zero‑sum game… I see a competitor and think, ‘Great, they went to the front lines and validated this for me.’

Chris Kerner

We all have ideas, but the more we shrink the time between having an idea and doing something about it, the more that bias for action becomes a muscle.

Chris Kerner

There are no solutions, only trade‑offs. Entrepreneurship isn’t an answer; it’s a trade of stability and predictability for something else.

Chris Kerner

I don’t have delusions of grandeur; I have plans of grandeur.

Chris Kerner

Questions Answered in This Episode

Where in my life am I letting fear of others’ opinions stop me from testing an idea in a small, low‑risk way?

Serial entrepreneur Chris Kerner, known as the “King of Side Hustles,” breaks down how ordinary people can launch low-cost, highly profitable businesses without quitting their jobs or raising capital. ...

Get the full analysis with uListen AI

Which existing business models in my industry could I ethically copy and localize, instead of trying to invent something completely new?

Kerner explains his philosophy of copying proven models, testing relentlessly, and following profit before passion, sharing concrete examples from 80+ ventures including phone-screen remanufacturing, RV parks, vending machines, and Buc‑ee’s merchandise. ...

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If I treated Facebook/Instagram ads and basic AI ‘vibe coding’ as core skills, how could that immediately change the kinds of side hustles available to me?

The conversation dives into founder psychology: fear, insecurity, distraction vs. ...

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What would a realistic, ‘sweaty and ugly’ 12–24‑month path from active to semi‑passive income look like in my circumstances?

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Given my temperament, am I more of a starter, maintainer, or finisher—and what does that imply for the partners or operators I need (or don’t need)?

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Transcript Preview

Steven Bartlett

A lot of people are looking for passive income from side hustles.

Chris Koerner

Yeah, it's the financial Ozempic, and it's more accessible than ever. Like 90% of the ideas I talk about can be launched with $500 or less, and there's enough time in the day to do these on the nights and weekends.

Steven Bartlett

So in these three suitcases in front of me, I have three different amounts of money, and during this conversation, I'm gonna pass you a box at random. And your job is to tell me what kind of business you would start with that amount of money.

Chris Koerner

Sounds good. Let's do this. Known as the King of Side Hustles, Chris Kerner has launched over 80 businesses, earning millions in the process.

Steven Bartlett

And now, the serial entrepreneur is going to teach us how to adopt a business mindset...

Chris Koerner

And launch simple, overlooked, but profitable ventures with little money. Many of us struggle financially, and they see a side hustle as a solution to that. Like for me, growing up kinda poor, business allowed me to take hold of my life and make it what I wanted it to be. And it started when I was nine years old and wanting a red Schwinn bicycle. My friends had a bicycle, my neighbors had a bicycle, and my parents didn't have money for it. But I lived across the street from a golf course and these golf balls would fly in my yard, and I would go to my neighbor's yard and go across the street, dig through the ditches, and I'd pull out all these golf balls, and I started selling them. That was my first business. That taught me that business is approachable, and we all have ideas, but we usually don't do anything about it.

Steven Bartlett

Why?

Chris Koerner

I think number one, they're afraid of what people think. Number two is they don't have the tools, or they're not connecting the tools with the ideas. If we can get over those, the world is our oyster at that point.

Steven Bartlett

I have $1,000. What side hustle do you start?

Chris Koerner

The first thing that comes to mind is my favorite business idea of all right now. This is a zero employee business, it's highly profitable, and that would be...

Steven Bartlett

So how important is it for you to love the thing to be successful at it?

Chris Koerner

Ignore passion, follow the profit until you can afford to follow your passion.

Steven Bartlett

Do they need a business partner?

Chris Koerner

No. If you look at the stats on business failure rates with companies that have co-founders, it's significantly higher than companies that have solo founders.

Steven Bartlett

And how does someone validate a business idea?

Chris Koerner

If I had to pick one tool, it's one that one in four humans use every day. And it's... That's everything you need right there.

Steven Bartlett

I see messages all the time in the comments section that some of you didn't realize you didn't subscribe. So, if you could do me a favor and double-check if you're a subscriber to this channel, that would be tremendously appreciated. It's the simple, it's the free thing that anybody that watches this show frequently can do to help us here to keep everything going in this show and the trajectory it's on. So, please do double-check if you've subscribed and, uh, thank you so much. Because in a strange way, you are, you're part of our history and you're on this journey with us, and I appreciate you for that. So yeah, thank you. Chris, who are you and what is the mission that you're on?

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