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Former Financial Advisor: “Do Not Buy A House!” Do THIS Instead! @humphrey

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Humphrey YangguestMarina Mogilkohost
Feb 4, 202537mWatch on YouTube

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Episode Details

EPISODE INFO

Released
February 4, 2025
Duration
37m
Channel
Silicon Valley Girl
Watch on YouTube
▶ Open ↗

EPISODE DESCRIPTION

Head to https://www.hostinger.com/marina and unlock the power to create stunning, professional websites for your business, all for just $2.49/month – start building today! Subscribe to Humphrey’s channel for weekly financial videos: https://www.youtube.com/@humphrey 00:00 - Teaser 00:25 - Who is Humphrey Yang 01:06 - Budgeting strategy for 2025 02:08 - Investing strategy for beginners 05:44 - Three-fund portfolio 06:37 - Higher-risk instruments with potentially higher returns 07:30 - When to start investing in the stock market 08:47 - Investment schedule 09:12 - The main rule of investing 09:36 - 3 recommended brokerage apps 10:12 - Pros and cons of starting a 401(k) at the beginning of your investment journey 13:15 - Rent or buy: which is better? 15:43 - Investing in real estate 17:00 - Crypto: what to buy in 2025 18:47 - How to pick meme coins to invest in 20:05 - How many coins does Humphrey own right now? 20:24 - Which platform to use for crypto 21:22 - Recommended % of your portfolio to invest into Bitcoin 24:56 - The worst financial decisions people can make 26:06 - When you should sell your car 26:50 - When to sell stocks 29:57 - Emotional investing 30:46 - How to decide what information to use when investing 32:08 - Best way to pick meme coins to buy 32:28 - The % of your portfolio to allocate to individual stocks 33:10 - When to hire a financial adviser 34:53 - How to stay sane when the market goes down Links: 📩 Follow my Newsletter: https://siliconvalleygirl.beehiiv.com/subscribe 🔗 My Instagram: https://www.instagram.com/siliconvalleygirl/ 📌 My Companies & Products: https://Marinamogilko.co 📹 Video brainstorming, research, and project planning - all in one place - https://partner.spotterstudio.com/ideas-with-marina 💻 Resources that helps my team and me grow the business:

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⭐️ Download my English language workbook - https://bit.ly/3hH7xFm DISCLAIMER: This content is for informational purposes only and should not be construed as financial advice. Always consult with a qualified financial advisor before making any investment decisions. I use affiliate links whenever possible (if you purchase items listed above using my affiliate links, I will get a bonus) This video is sponsored by Hostinger. #podcast #investing #marinamogilko #finance #financialfreedom

SPEAKERS

  • Humphrey Yang

    guest
  • Marina Mogilko

    host

EPISODE SUMMARY

In this episode of Silicon Valley Girl, featuring Humphrey Yang and Marina Mogilko, Former Financial Advisor: “Do Not Buy A House!” Do THIS Instead! @humphrey explores Simple wealth-building playbook for 2025: save, diversify, stay calm Humphrey Yang outlines a straightforward 2025 approach: build an emergency fund, invest consistently via diversified ETFs, and avoid early wealth “killers” like overspending on cars and carrying high-interest debt.

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